Partner Program
Grow Your Business With Ours
Our ISO and broker partner program gives you access to a full suite of lending products, fast approvals, and reliable commissions. We handle underwriting, servicing, and everything in between so you focus on your clients.
4hrs
Average Approval Time
24-48hrs
Funding Speed
$500M+
Invested in SMBs
50
States Covered
Partner Benefits
Why Partners Work With Us.
We built our partner program around what ISOs and brokers actually need.
Competitive Commissions
Earn commissions on every funded deal. Our rates are competitive and paid promptly, no holdbacks, no delays. The more deals you bring, the more you earn.
Partner Portal
Full transparency into every deal. Track submissions, monitor approval status, view funding timelines, and access commission reports, all from a single dashboard.
Fast Approvals
We know speed matters in this business. Our underwriting team turns around approvals in as little as 4 hours, with funding hitting your client's account within 24-48 hours.
Data Security
Your clients' information is handled with the highest level of security. We use encrypted systems and follow strict data protection protocols on every deal.
Full Product Suite
Offer your clients a complete range of solutions: lines of credit, A/R advances, inventory advances, term loans, and government programs. One relationship covers the full credit spectrum.
Dedicated Support
Every partner gets a dedicated point of contact on our team. Questions about a deal, a client, or a product, you have someone who picks up the phone.
The Process
How the Partnership Works
Submit a deal, get it funded, get paid. It's that straightforward.
Submit a Deal
Send us your client's information through our partner portal or directly to your account manager. The process is 100% online.
Quick Underwriting
Our team reviews the deal and comes back with a decision, typically within 4 hours. No weeks-long waiting periods.
Client Funded
Once approved, your client signs and receives funds within 24-48 hours. We handle underwriting through servicing so you stay focused on bringing in deals.
You Get Paid
Commission is paid on every funded deal, on time, every time. Track everything through your partner dashboard.
Our Partners
Who Partners With Us.
Our partner network includes professionals across the financial services industry who need a reliable funding source for their clients. Whether you are an established ISO with a large portfolio or an individual broker just starting out, we have a partnership structure that fits your business.
Independent Sales Organizations (ISOs)
ISOs make up the core of our partner network. If you run an ISO operation with multiple agents sending deals, we provide dedicated account management, volume-based commission tiers, and white-label options so your brand stays front and center with your merchants. We work with ISOs ranging from two-person shops to organizations with 50 or more reps in the field.
Brokers and Consultants
Independent brokers and business consultants partner with us to offer their clients funding options they cannot access on their own. If you advise small businesses on growth strategy, cash flow management, or expansion planning, adding funding to your service offering creates a new revenue stream while deepening your client relationships. No minimum volume requirements.
Referral Partners
CPAs, attorneys, commercial real estate agents, insurance brokers, and other professionals who regularly interact with business owners are a natural fit for our referral program. You do not need to sell or manage the deal. Simply introduce your client to us, and we handle everything from application to funding. You earn a referral fee on every closed deal, and your client gets access to capital they need.
Equipment and Specialty Vendors
If you sell equipment, technology, or services to businesses, offering financing at the point of sale increases your close rate and average deal size. We work with vendors across industries to provide embedded financing options that make it easier for your customers to say yes to larger purchases without delaying the decision.
Financial Advisors
Financial advisors who work with business owners often encounter clients who need working capital, bridge financing, or growth funding. Rather than sending them to a bank where the process takes months, you can connect them with us for a faster, more flexible solution. This keeps you involved in your client's financial picture and adds value beyond traditional advisory services.
Fintech Platforms
If you operate a lending marketplace, business management platform, or fintech application that serves small businesses, we can integrate as a funding partner behind the scenes. Our team has experience working with technology platforms to provide seamless funding experiences through API connections and custom workflows.
The Difference
What Sets Our Partner Program Apart.
We Do Not Compete With Our Partners
Some lenders accept broker deals while also running their own direct sales teams that go after the same merchants. We do not do that. When you send us a deal, that is your client.
We will never reach around you to solicit your merchants directly, offer renewals without your involvement, or try to cut you out of the relationship.
This commitment to channel integrity is not just a policy we publish on our website. It is how we have operated since 1999, and it is the reason partners stay with us for years. Your client relationships are yours, period.
Transparent Deal Tracking and Commissions
Every deal you submit is tracked in our partner portal from the moment it arrives through funding and beyond. You can see exactly where each submission stands, what the underwriter needs, and when your commission will be paid.
We do not hold back commissions, delay payments, or create confusing payout structures. Your commission is calculated at the time of funding and paid on schedule. If there is ever a question about a deal or a payment, your dedicated account manager is one phone call away.
We have heard too many stories from brokers about lenders who make commissions difficult to track or slow to pay. That is not how we operate.
Real Underwriting Flexibility
Having a wide product suite only matters if the underwriting team actually knows how to use it. Our underwriters have decades of combined experience and the authority to structure creative deals.
If a standard term loan does not work for your client, we will look at a revenue-based advance, a line of credit against receivables, or a hybrid structure that combines multiple products.
We do not force square pegs into round holes, and we do not decline deals without exploring every option first. That flexibility means you can send us the deals that other lenders turned down and still have a realistic shot at getting them funded.
A Team That Picks Up the Phone
In this industry, speed and communication are everything. When a merchant is ready to sign, you cannot afford to wait two days for your lender to return an email.
Every partner in our program gets a dedicated account manager who answers the phone during business hours and responds to emails within hours, not days. If you need a same-day approval or have a question about a deal at 4:30 PM on a Friday, we are here.
We built our team around the idea that a partner program is only as good as the people running it, and we hire accordingly.
Partner FAQ
Frequently Asked Questions
No. We work with partners who send one deal a month and partners who send dozens. There is no minimum volume threshold to join our program or to maintain your partnership. That said, we do offer tiered commission structures that reward higher volume, so partners who consistently send quality deals earn more per funded transaction.
Most deals receive an initial decision within four hours of submission. Complex deals or larger amounts may take up to 24 hours. Once approved, funding typically happens within 24 to 48 hours. We understand that speed is a competitive advantage for you, and our underwriting team is structured to deliver fast turnarounds without cutting corners on due diligence.
Only with your involvement. We will never reach around a partner to solicit their merchants, offer renewals, or market additional products to your clients without your knowledge and consent. Your client relationships are yours. When we need to communicate with a merchant during the underwriting or funding process, you are kept in the loop at every step.
Our full product suite is available to all partners. That includes lines of credit, merchant cash advances, term loans, accounts receivable advances, inventory advances, fix and flip loans, commercial real estate financing, and government program assistance. Having access to this range means you can serve virtually any business funding need your clients bring to you, through a single relationship.
Commissions are calculated as a percentage of each funded deal. The exact rate depends on the product type and your volume tier. We pay commissions promptly after funding, with no holdbacks, clawbacks, or delayed payment schedules. You can track all pending and paid commissions in real time through your partner portal. If a deal funds on Monday, you will see the commission reflected in your dashboard that same day.
Getting started is straightforward. Contact us through our partner application or by calling our team directly. We will set you up with portal access, introduce you to your dedicated account manager, and walk you through our products and submission process. Most new partners are set up and ready to submit their first deal within 24 hours of initial contact.
Ready to Partner Up?
Join our growing network of ISOs and brokers. Get access to a full product suite, fast turnarounds, and commissions you can count on.
Get Started