Business Funding,
Made Simple.
$500M+
Total Funded
Secure the right funding to move your business forward. We work with you directly to find the best financing option so you focus on running your business, not chasing capital.
$500M+
Total Funded
25+
Years Strong
Trusted by Leading Financial Partners
Streamline Your Business With Simple Lending Solutions
We work with businesses both large and small. Let the team at Simple Lending Solutions help you find the right funding solution to support the expansion of your business. Apply today and watch your business soar.
The SLS Advantage
Why Businesses Choose Us.
We're not just another lender. We're the dedicated partner that makes robust funding work natively for your long-term business goals.
Made Simple.
No confusing paperwork. No runaround. We break down your options in plain language and handle the heavy lifting so you get funded without the headache.
Private Consulting.
Every business is different. Our team sits down with you to understand your goals, review your numbers, and match you with the right funding.
Strong History.
We've been doing this since 1999. Over two decades of working with businesses across all 50 states means we know what it takes to get deals done right.
Calculate Payments
Fixed rate of 10% APR
Making Loan Calculation Simple.
We believe in complete transparency. Use our straightforward calculator to understand exactly what your payments will look like before you ever sign a contract. Adjust the amount and term to find a structure that works flawlessly with your cash flow.
- No hidden fees or unexpected charges
- Instant payment estimations based on real rates
- Adjust terms to fit your specific budget
- See the total cost of capital instantly
How It Works?
Simple Lending Solutions – The only funding team you will ever need.
Start with a quick application and obtain access to $10K-$10M in as little as 24 hours. Our rates are simple to understand, and your repayment plan is tailored to fit your needs.
Learn More
Our Process
How It Works
From application to funding in four straightforward steps. Our streamlined digital approach gets you back to focusing on your business.
Apply Online
Fill out our simple application in minutes. No long forms, just the basics about your business.
Get a Consultation
One of our funding specialists reviews your application and calls you directly to discuss options.
Receive Your Offer
We put together a personalized funding offer with clear terms — no hidden fees. Review at your pace.
Get Funded
Once approved, funds hit your account in as little as 24 to 48 hours. That’s it — back to business.
Client Stories
What Our Clients Say
“When one of our key pieces of equipment went down, we were looking at shutting the shop for weeks. Simple Lending got us funded in two days and we were back up and running before we lost a single client. No other lender moved that fast.”
John Hammon
Local Business Owner
“I’ve been running my business since 2005, and when a great investment opportunity came up, I didn’t have time to wait around for a bank. Simple Lending had the funds in my account within hours. Their team made the whole process painless.”
Marie McBride
Small Business Owner
“What set Simple Lending apart was the personal attention. They didn’t just throw a loan at us — they actually looked at our books, understood our situation, and found a structure that worked for our cash flow. That matters when you’re a small operation.”
Robert Chen
Restaurant Owner
Ready to Take Your Business
to the Next Level?
Start with a quick application and obtain access to $10K-$10M in as little as 24 hours. No hidden fees. Full transparency. Let's grow together.
FAQ
Frequently Asked Questions
Got questions? We've got straightforward answers.
We offer a range of business funding solutions including lines of credit ($250K–$15M), accounts receivable advances (up to 85%), inventory advances (up to 65%), and personalized term loans ($10K–$10M). Our team will help you determine which option is the best fit for your business.
Once your application is approved, you can expect funds in your account in as little as 24 to 48 hours. The entire process — from application to funding — is designed to move fast so you’re not left waiting.
To qualify, your business should have at least 6 months of operating history, a minimum of $500K in accounts receivable or $1M in inventory value, and a credit score of 450 or above. We work with both profitable and pre-profit businesses.
No. We work with business owners across the credit spectrum. Our minimum credit score requirement is 450, and we consider the full picture of your business — not just your credit score. Revenue, receivables, and business history all factor into our decisions.
It’s straightforward: fill out our online application, and one of our funding specialists will reach out to discuss your options. If we find a fit, we’ll present a clear offer with no hidden fees. You sign, and the funds are on their way.
For the initial application, you just need basic business information — business name, time in operation, revenue, and owner details. If we move forward, we may ask for bank statements, financial statements, or accounts receivable aging reports depending on the funding type.